Andorra Passive Residency (Category A) Bond & Investment Calculator
Calculate your exact capital requirements, government security deposits, and economic solvency thresholds for Andorra's non-lucrative passive residency (Residencia sense activitat lucrativa - Categoria A). The regime mandates a minimum total investment of €600,000 in Andorran assets, an official non-interest bond deposited with the Autoritat Financera Andorrana (AFA) of €47,500 (plus €9,500 per dependent), and a 90-day minimum annual physical stay.
Family Composition & Asset Choice
Capital & Solvency Breakdown
Itemized Residency Setup Budget
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Andorra Passive Residency Statutory Criteria (Category A)
Andorra's Immigration Law (Llei qualificada d'immigracio) establishes specific financial and residency conditions for high-net-worth passive residents:
Category A Mandatory Conditions
- Total Investment Threshold: Minimum €600,000 invested into the Andorran economy within 7 months of temporary residency permit issuance.
- AFA Security Deposit:
- Principal Applicant: €47,500 lodged in a non-interest-bearing escrow account with the Autoritat Financera Andorrana (AFA).
- Each Dependent: €9,500 additional deposit with the AFA.
- Crucial Note: These AFA bonds count towards the €600,000 total requirement, reducing the remaining asset purchase requirement. The deposit is 100% refunded if you relinquish residency without tax debts.
- Economic Solvency Benchmark: Proof of passive income or liquid bank balance of at least 300% of the statutory minimum wage (~€49,538/year) for the main applicant, plus 100% (~€16,513/year) per dependent.
- Physical Presence: Obligation to reside in the territory of Andorra for at least 90 days per calendar year.
- Tax Benefits: Category A residents enjoy 0% wealth tax, 0% inheritance and gift tax for direct line descendants, and max 10% IRPF.
📊 Principality Statutory Wage & Tax Breakdown Matrix
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| Primary Net / Statutory Payable Amount | 0,00 € |
Engr. Muhammad Shahzad
Principal Financial Systems Architect & Pyrenean Fiscal & Labor Relations Code Specialist
Lead software and systems architect specializing in high-performance browser computing, algorithmic validation, financial models, and zero-telemetry client-side privacy architecture.