Andorra Real Estate & Conveyancing
Andorra Property Transfer Tax (ITP) & Notary Calculator
Calculate your total acquisition costs and statutory transaction taxes when purchasing real estate across Andorra's seven parishes. Model the combined 4.0% Property Transfer Tax (ITP) (1.5% Govern d'Andorra + 2.5% local Comu), the new 2024 Foreign Real Estate Investment Tax Surcharge (3% to 10%), and regulated notary and registry fees.
Property & Buyer Profile
Under 2024 housing reforms, foreign non-residents pay an additional progressive surcharge.
Acquisition Cost Summary
Total Cash Required €0.00 Purchase price + all taxes & fees
Standard ITP Tax (4.0%) €0.00 1.5% Govern + 2.5% Comu
Foreign Surcharge Tax €0.00 0% rate
Notary & Official Fees €0.00 Regulated tariff & registry
Itemized Closing Costs
| Cost Item | Rate / Basis | Amount (€) |
|---|
Andorra Real Estate Tax Laws (ITP & 2024 Foreign Surcharge)
Purchasing property in Andorra is transparent and legally secure under Andorran civil law:
Statutory Closing Cost Breakdown
- Impost sobre Transmissions Patrimonials (ITP - 4.0%): Applies universally to secondary market purchases. Split legally between 1.5% to the central Government (Govern d'Andorra) and 2.5% to the local municipal council (Comu). New developments are subject to 4.5% IGI instead of 4% ITP.
- 2024 Foreign Investment Surcharge (Taxa d'Inversio Estrangera en Immobles): To curb speculative hyper-inflation in housing, non-resident foreign investors pay a 3% levy on their first personal residence, 5% to 8% on additional properties, and up to 10% for commercial real estate funds.
- Notary Fees (Aranzels Notarials): Set by official government scale, typically ranging between €600 and €1,500 plus 0.1% of the transaction value.
- Estate Agency Fee: Customarily 5% + 4.5% IGI, which is traditionally borne entirely by the seller.
📊 Principality Statutory Wage & Tax Breakdown Matrix
| Statutory Component / Legal Deduction Item | Calculated Amount (EUR) |
|---|---|
| Primary Net / Statutory Payable Amount | 0,00 € |
MS
Engr. Muhammad Shahzad
Principal Financial Systems Architect & Pyrenean Fiscal & Labor Relations Code Specialist
Lead software and systems architect specializing in high-performance browser computing, algorithmic validation, financial models, and zero-telemetry client-side privacy architecture.