British Virgin Islands • National Health Insurance (NHI) • Social Security Board

BVI National Health Insurance (NHI) Calculator

Determine monthly employee and employer statutory NHI premium deductions, maximum wage ceilings ($85,280/yr), and medical treatment co-payments in USD.

USD ($)

Maximum statutory insurable ceiling is $7,106.67/mo ($85,280/yr)

USD ($)

To estimate patient out-of-pocket co-payment share

BVI NHI Contribution & Healthcare Summary

Employee NHI Deduction
$0.00 / mo
3.75% of insurable wage
Employer Contribution
$0.00 / mo
3.75% employer match
Estimated Patient Copay
$0.00
Out-of-pocket medical share
Insurable Earnings Base (Capped at $7,106.67/mo): $0.00
Total Statutory NHI Premium (7.50% Total): $0.00 / mo
Annual Employee NHI Deduction: $0.00 / yr
NHI System Coverage Portion of Treatment: $0.00
Total Patient Out-of-Pocket Liability: $0.00

BVI National Health Insurance Scheme Details

Managed by the BVI Social Security Board, the National Health Insurance (NHI) program provides universal healthcare coverage for legal residents of the British Virgin Islands.

Contribution Rates & Wage Cap

The statutory contribution is 7.5% of earnings, split equally at 3.75% employee and 3.75% employer (7.5% for self-employed). Insurable earnings are capped at $85,280/year ($7,106.67/month).

Hospital & Overseas Care

Treatment at public clinics is virtually free or minimal copay ($10). Inpatient hospital care at Dr. D. Orlando Smith Hospital carries a 5% copay. Specialist care and approved overseas referrals in Puerto Rico or the US mainland carry a 20% copay.

📊 BVI Statutory Payroll Tax, Social Security & NHI Matrix

Statutory Component / Legal Deduction Item Calculated Amount (USD)
Primary Net / Statutory Payable Amount $0.00
MS

Engr. Muhammad Shahzad

Principal Financial Systems Architect & Offshore Financial Centers & BVI Regulatory Framework Lead

Lead software and systems architect specializing in high-performance browser computing, algorithmic validation, financial models, and zero-telemetry client-side privacy architecture.

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