The Gambia Property Transfer & Stamp Duty Calculator 🇬🇲
Calculate real estate closing costs for residential compounds, state leaseholds, and commercial plots across Greater Banjul, Kanifing, and the Kombos in Gambian Dalasi (GMD).
D 1,200,000 ≈ $17,250 USD
State leaseholds are common throughout Greater Banjul Area
Payable to GRA upon registration of Deed of Assignment
Title verification, drafting deed, and Ministry of Justice lodgement
Licensed surveyor beacon demarcation and official sketch plan
Registrar General registration and certified volume entry
The Gambia Property Conveyancing Fee Matrix
| Closing Fee Item | Statutory / Scale Rate | Payee Authority | Compliance Significance |
|---|---|---|---|
| Conveyance Stamp Duty | 5.0% of Price | Gambia Revenue Authority (GRA) | Mandatory tax stamp before registration |
| Legal Conveyancing | 3.5% - 5.0% | Retained Legal Counsel / Law Firm | Title searches, deed drafting & escrow |
| VAT on Professional Fees | 15% on Legal | Gambia Revenue Authority (GRA) | Standard statutory services tax |
| Cadastral Survey & Plan | Fixed D 10k - 15k | Licensed Cadastral Surveyor | Beacon coordinates & Lands Dept sketch |
| Deeds Registry Registration | Fixed D 4,500 | Registrar General (Min. of Justice) | Permanent legal entry in registry volumes |
Frequently Asked Questions (FAQ) - Property Stamp Duty in The Gambia
What is the statutory Stamp Duty on real estate conveyances in The Gambia?
Under The Gambia Stamp Act administered by the Gambia Revenue Authority (GRA), real estate conveyances (Deed of Assignment) attract a standard statutory Stamp Duty of 5.0% assessed on the agreed purchase price or open market value.
What legal conveyancing fees do barristers charge in The Gambia?
The Gambia Bar Association conveyancing scale typically ranges between 3.5% and 5.0% of the property value for title investigation, search at the Registrar General's Office, drafting deeds, and handling closing escrow. Legal fees are subject to 15% VAT.
What is the difference between State Leasehold and Customary land?
Most land across Greater Banjul, Kanifing, and Kombo North/South is held under 99-year state leases registered under the State Lands Act. Customary provincial land is held under traditional Alkalo ownership and requires formal regularization with the Department of Lands and Surveys.
Where are property deeds officially registered in The Gambia?
All deeds of transfer, leases, mortgages, and assignments must be registered at the Deeds Registry within the Registrar General's Department, Ministry of Justice, in Banjul to confer legal title.
Are cadastral survey fees mandatory for land purchases?
Yes. A licensed surveyor must demarcate boundary pillars (beacons) and produce an official cadastral sketch plan approved by the Department of Lands and Surveys before a Deed of Assignment can be regularized.
Engr. Muhammad Shahzad
Verified Technical AuthorPrincipal Civil & Systems Software Engineer specializing in cadastral infrastructure surveying, West African land registration law, and real estate conveyancing models.
📊 Gambia Revenue Authority (GRA) & SSHFC Pension Matrix
| Statutory Component / Legal Deduction Item | Calculated Amount (GMD) |
|---|---|
| Primary Net / Statutory Payable Amount | D 0.00 |