Korea National Pension Calculator (국민연금 계산기)
Determine monthly contributions (4.5% employee / 4.5% employer) and estimate future retirement Old-Age Pension (노령연금) payouts under National Pension Act.
🛡️ 가입 이력 및 소득 설정 (Pension History)
상한액 617만원, 하한액 39만원 자동 적용.
국민연금법 기본연금액 산식에 기반한 평생 월 수령 추정액입니다.
국민연금 납부 및 수령 요약 국민연금법 제51조
| 항목 (Item) | 산출 기준 (Basis) | 금액 (KRW ₩) |
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❓ 자주 묻는 법정 질문 (FAQ)
What are the current contribution limits for the Korean National Pension in 2024-2025?
The National Pension contribution rate is 9.0% of standard monthly income (기준소득월액), split equally between employee (4.5%) and employer (4.5%). The statutory ceiling is KRW 6,170,000 and the floor is KRW 390,000, setting the maximum employee monthly contribution at KRW 277,650.
What is the minimum contribution period to qualify for an Old-Age Pension (노령연금)?
To receive a lifetime monthly Old-Age Pension, an individual must contribute to the National Pension for a minimum of 10 years (120 months). Individuals with fewer than 10 years receive a lump-sum refund with interest upon reaching pensionable age.
What is the statutory pension eligible age in South Korea?
The retirement pension eligible age is gradually increasing based on birth year: 60 (born before 1952), 61 (1953-1956), 62 (1957-1960), 63 (1961-1964), 64 (1965-1968), and 65 for anyone born in 1969 or later.
How does Early Pension (조기노령연금) and Deferred Pension (연기연금) affect payments?
Claiming Early Pension up to 5 years before normal eligible age reduces payments by 6% per year (up to -30% lifetime reduction). Conversely, deferring receipt up to 5 years increases the monthly pension by 7.2% per year (up to +36% lifetime bonus).
Are National Pension payouts adjusted for inflation in Korea?
Yes. In accordance with Article 51 of the National Pension Act, pension benefits are adjusted every January based on the nationwide Consumer Price Index (전국소비자물가변동률) to preserve purchasing power.
Engr. Muhammad Shahzad
Verified Korean Labor & Statutory Systems SpecialistChartered Systems Engineer and International Labor Policy Analyst. Specializing in computational labor standards under the Korean Labor Standards Act (근로기준법), 4 Major Social Insurances (4대보험), National Tax Service (국세청) withholding schedules, and Housing Lease Protection statutory architectures.