Libya INAS Social Security & Pension Calculator
Calculate monthly retirement pension payouts, employee (3.75%) and employer (10.5%) contributions under Libyan Social Security Fund Law No. 13 of 1980.
🛡️ معطيات المرتب والاشتراك الضماني (INAS Inputs)
📊 المعاش التقاعدي والاشتراكات (Pension Assessment)
| البند (Component) | النسبة / المعيار (Basis) | المبلغ (LYD د.ل) |
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❓ الأسئلة القانونية والضريبية الشائعة (FAQ)
What are the statutory social security contribution rates under INAS in Libya?
Under Libyan Social Security Law No. 13 of 1980, standard commercial employment contributions to the Social Security Fund (صندوق الضمان الاجتماعي - INAS) are 15% total: 3.75% deducted from the employee gross salary, 10.5% contributed by the employer, and 0.75% subsidized by the state treasury.
What is the statutory retirement age in Libya?
The normal statutory retirement age is sixty-five (65) years for male contributors and sixty (60) years for female contributors. Early retirement is permissible upon completing at least twenty (20) continuous years of registered contributions.
How is the monthly retirement pension calculated in Libya?
The pension is based on the average gross salary of the final thirty-six (36) months of service: the contributor earns two percent (2.0%) or two and a half percent (2.5%) for each year of registered contributions, up to a maximum statutory ceiling of eighty percent (80%) of final average salary.
What is the minimum contribution period required for an INAS old-age pension?
To qualify for a regular lifetime monthly old-age pension, an insured worker must have accumulated at least twenty (20) years (240 monthly contributions) of service, or fifteen (15) years upon reaching mandatory retirement age.
Are lump-sum retirement grants paid if a worker fails to meet the minimum pension years?
Yes. An insured worker reaching retirement age who has not accumulated the statutory minimum contribution period receives a one-time lump-sum retirement indemnity grant (تعويض الدفعة الواحدة) based on their registered contributions.
Engr. Muhammad Shahzad
Verified North Africa Statutory Systems SpecialistChartered Systems Engineer and Fiscal Modeler. Specializing in Libyan statutory labor jurisprudence under Labor Relations Law No. 12 of 2010, Social Security Fund (INAS / صندوق الضمان الاجتماعي) pension mechanics under Law No. 13 of 1980, Income Tax Law No. 7 of 2010 (CIT, PIT, and Jihad tax), Central Bank of Libya (CBL) FX and Letter of Credit regulations, and NOC petroleum EPSA royalty frameworks.