Libya E-Payment (Sadad, MobiCash, Tadaful) Fee Calculator
Calculate merchant transaction commissions (1.0% to 2.5%), peer-to-peer (P2P) wallet transfer fees, and net settlement payouts under CBL digital payment frameworks.
📱 بيانات المعاملة المالية (Transaction Parameters)
📊 صافي التحصيل والعمولات (Settlement Summary)
| البند (Component) | المعدل (Rate) | المبلغ (LYD د.ل) |
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الأسئلة الشائعة والقواعد القانونية (Frequently Asked Questions)
What is the standard merchant commission for Al-Madar Sadad (سداد المدار)?
Al-Madar Sadad typically charges retail merchants a processing fee of 1.0% to 1.5% per QR-code and mobile payment transaction, with instant wallet-to-merchant credit.
How much does Al-Wahda Bank charge for MobiCash (موبي كاش) merchant processing?
Al-Wahda Bank MobiCash levies a standard transaction fee between 1.0% and 2.0% depending on merchant turnover tier, with direct settlement into the vendor commercial checking account.
What are POS interchange fees charged by Moamalat (معاملات) and Tadaful (تداول)?
Local electronic debit POS networks managed by Moamalat and Tadaful apply merchant discount rates (MDR) ranging from 1.5% to 2.5% for local debit card terminal swipes.
Are peer-to-peer (P2P) personal mobile transfers charged fees in Libya?
Most retail P2P mobile transfers between individual consumer wallets on Sadad and MobiCash are free or carry a nominal SMS verification fee (0.05 to 0.10 LYD per transaction).
Does the Central Bank of Libya (CBL) cap digital payment commissions?
Yes. The Central Bank of Libya regulates electronic payment service providers and issues directives capping merchant processing fees to encourage financial inclusion and cash substitute adoption.
Engr. Muhammad Shahzad
Verified North Africa Statutory Systems SpecialistChartered Systems Engineer and Fiscal Modeler. Specializing in Libyan statutory labor jurisprudence under Labor Relations Law No. 12 of 2010, Social Security Fund (INAS / صندوق الضمان الاجتماعي) pension mechanics under Law No. 13 of 1980, Income Tax Law No. 7 of 2010 (CIT, PIT, and Jihad tax), Central Bank of Libya (CBL) FX regulations, and Tripoli Real Estate Registry fee structures.