Libya Social Security (INAS) Pension Calculator
Calculate monthly retirement pension, replacement ratio (up to 80%), and qualifying service accrual under Social Security Law No. 13 of 1980.
🧓 بيانات الاشتراك والتقاعد (Pension & Service Parameters)
📊 تقدير المعاش التقاعدي الشهري (Pension Benefit)
| البند (Component) | المعدل / النسبة | المبلغ (LYD د.ل) |
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الأسئلة الشائعة والقواعد القانونية (Frequently Asked Questions)
What is the statutory retirement age in Libya under Law No. 13 of 1980?
The statutory retirement age in Libya is 65 years for men and 60 years for women. Early retirement is permissible with a minimum of 20 years of qualifying registered contributions.
How is the monthly retirement pension calculated by INAS (صندوق الضمان الاجتماعي)?
The pension accrual formula provides 2.5% per year of contribution for the first 20 years (providing 50% replacement), plus 2.0% for each additional year above 20, up to a statutory maximum ceiling of 80% of the insured average salary.
Which salary reference is used to calculate pension benefits in Libya?
The retirement benefit is based on the average insurable monthly salary of the worker during the last three years (36 months) preceding retirement.
What happens if a worker has fewer than 20 years of INAS contributions at retirement?
Workers who reach the legal retirement age with at least 10 but fewer than 20 years of contributions receive a proportional reduced pension, while those with under 10 years receive a one-off lump-sum departure indemnity (مكافأة الدفعة الواحدة).
Are survivor and disability pensions covered under Libyan social security?
Yes. INAS provides total disability pensions and surviving family pensions (allocated among widows and minor dependent orphans) upon the demise or permanent incapacity of an insured contributor.
Engr. Muhammad Shahzad
Verified North Africa Statutory Systems SpecialistChartered Systems Engineer and Fiscal Modeler. Specializing in Libyan statutory labor jurisprudence under Labor Relations Law No. 12 of 2010, Social Security Fund (INAS / صندوق الضمان الاجتماعي) pension mechanics under Law No. 13 of 1980, Income Tax Law No. 7 of 2010 (CIT, PIT, and Jihad tax), Central Bank of Libya (CBL) FX regulations, and Tripoli Real Estate Registry fee structures.