Mauritius MCB Juice & my.t money Fee Calculator
Check real-time fees across MCB Juice, my.t money, and MauCAS national instant interbank switch: simulate peer-to-peer transfers, supermarket QR checkout, cardless ATM cash-outs, and SWIFT wires in MUR.
⚡ Mobile Payment Presets
Transaction Platform & Channel
MauCAS National SwitchStandard daily MauCAS transaction limit is up to Rs 100,000.
Fee & Settlement Statement
Mauritius Mobile Payment Rails: Statutory Fee Comparison
| Payment Channel | Routing Switch | Customer Fee | Merchant MDR | Clearing Speed |
|---|---|---|---|---|
| MCB Juice P2P (Juice to Juice) | Internal MCB Core | Rs 0.00 (Free) | N/A | Instant |
| MauCAS Interbank Transfer | Bank of Mauritius MauCAS | Rs 0.00 (Free) | N/A | Instant Real-Time |
| MauCAS Retail QR Code Scan | MauCAS National QR | Rs 0.00 (Consumer Free) | 0.50% - 0.80% MDR | Instant Real-Time |
| Cardless ATM Cash Withdrawal | Bank ATM Network | Rs 0.00 (MCB) / Rs 5 (Wallets) | N/A | Instant Cash Output |
| International SWIFT Remittance | SWIFT Correspondent Banking | Rs 450 + Cable Charges | N/A | 1 - 2 Business Days |
Mauritius Digital Financial Infrastructure & MauCAS Regulatory Guide
1. Bank of Mauritius MauCAS Infrastructure
The Mauritius Central Automated Switch (MauCAS), established under the National Payment Systems Act by the Bank of Mauritius, enables frictionless, 24/7 instant routing:
- Zero Surcharge Directive: Retail merchants displaying the standardized MauCAS QR code are strictly prohibited from adding card surcharges onto consumer checkout prices.
- Interoperability: A customer with an MCB Juice app can instantly scan a QR code issued by my.t money, Pop, or SBM to settle transactions seamlessly.
2. Cardless ATM & Mobile Wallet Safeguards
Mobile financial tools include strict biometric authentication and tokenized single-use codes:
- Cardless Cash-Out: Generates a time-limited 6-digit PIN enabling cash collection from an ATM without card insertion.
- Daily Limits: Default transactional ceilings protect users against unauthorized remote debits. Ceiling increases require two-factor biometric verification.
Frequently Asked Questions (FAQ)
Are MCB Juice transfers to other MCB accounts free of charge?
Yes. Peer-to-peer (P2P) transfers between MCB accounts using MCB Juice are completely free of charge, instant, and available 24/7/365.
What is MauCAS and does it charge for interbank transfers in Mauritius?
MauCAS (Mauritius Central Automated Switch) is the national retail payment switch operated by the Bank of Mauritius. It enables instant interoperability between banks (MCB, SBM, Absa, MauBank) and mobile wallets. Standard consumer peer-to-peer transfers and retail QR code payments via MauCAS are free for individual consumers.
What are the fees for my.t money agent cash withdrawals?
Withdrawing cash from a my.t money mobile wallet at authorized telecom shops or retail agents incurs a graduated cash-out fee ranging from Rs 5 to Rs 25 depending on the transaction tranche.
How does MCB Cardless ATM withdrawal work and what does it cost?
MCB Juice allows customers to generate a one-time cardless withdrawal code in the app to withdraw cash at any MCB ATM without an ATM card. For the account holder, standard cardless ATM cash-outs are 100% free of charge.
What is the daily transaction limit for MCB Juice and MauCAS?
The default daily limit for MCB Juice P2P and MauCAS transfers is typically Rs 50,000 to Rs 100,000 per day, which users can adjust inside their secure mobile banking settings.