Mauritius MCB Juice & my.t money Fee Calculator
Compute transaction costs and debit totals across Mauritius: simulate MCB Juice intra-bank P2P, MauCAS instant interbank switch, my.t money agent cash-outs, and cardless ATM withdrawals in Mauritian Rupee (MUR).
⚡ Mobile Payment Presets
Platform & Channel
MUR Mobile RailsPrincipal amount sent, paid, or withdrawn.
Debit & Settlement Statement
Mauritius Mobile FinTech Rails: Statutory Fee Comparison
| Service Channel | Provider | User Fee | Settlement Window | Daily Limit |
|---|---|---|---|---|
| Juice Intra-Bank Transfer | MCB | Rs 0.00 (Free) | Real-time instant | Rs 50k - 100k |
| MauCAS National Switch | Bank of Mauritius | Rs 0.00 (Free) | Real-time instant | Rs 100k |
| Cardless ATM Cash-Out | MCB ATMs | Rs 0.00 (Free) | Instant ATM cash | Rs 10k / day |
| my.t money Agent Cash-Out | Mauritius Telecom | Rs 10 - Rs 90 Tiered | Instant Over-the-counter | Rs 25k / day |
| MauCAS Contactless QR | All Retail Outlets | Rs 0.00 (Consumer Free) | Real-time POS | Rs 100k |
Mauritius FinTech Guide: MCB Juice & my.t money Ecosystem
1. MCB Juice & Bank Interoperability
MCB Juice remains Mauritius's most prominent consumer mobile banking platform:
- Zero P2P Costs: Transferring money between MCB accounts using a recipient's mobile phone number carries zero transaction charges.
- MauCAS Instant Clearance: Real-time payments to other commercial banks in Mauritius (SBM, Absa, MauBank) clear in seconds via MauCAS.
- Cardless Cash: Account holders can create a cardless withdrawal PIN to obtain cash at any MCB ATM without requiring a physical debit card.
2. my.t money Telecom Mobile Wallet
Operated by Mauritius Telecom, my.t money serves as a leading non-bank mobile wallet:
- Utility Bill Payments: Direct zero-fee settlement of CEB electricity, CWA water, Mauritius Telecom internet, and local municipal taxes.
- Retail Checkout: Supported by standardized MauCAS QR codes at thousands of grocery stores, pharmacies, and restaurants across the island.
Frequently Asked Questions (FAQ)
Are MCB Juice transfers within MCB completely free?
Yes, peer-to-peer (P2P) transfers between any two MCB bank accounts via the MCB Juice app are 100% free of charge and execute in real time.
How does MauCAS enable instant interbank transfers in Mauritius?
MauCAS connects all commercial banks (MCB, SBM, Absa, MauBank, AfrAsia, Bank One) and licensed non-bank e-money issuers. Interbank payments settle within seconds directly between accounts using phone numbers or standardized QR codes.
How much does a my.t money agent cash withdrawal cost?
Withdrawing cash from my.t money at authorized agents incurs tiered charges: Rs 10 for amounts up to Rs 500; Rs 20 up to Rs 1,000; Rs 35 up to Rs 2,500; Rs 55 up to Rs 5,000; and Rs 90 up to Rs 10,000.
Is there a fee for paying merchants via MauCAS QR codes?
No. For shoppers and consumers, scanning a MauCAS QR code at a supermarket, fuel station, or retail merchant is completely free. The merchant absorbs a low MDR processing fee (typically 0.5% - 0.8%).
Can I withdraw cash from an MCB ATM without my debit card?
Yes. The MCB Juice Cardless ATM Cash-Out feature generates a secure one-time withdrawal code that allows you or a designated recipient to withdraw cash directly at any MCB ATM without inserting a physical bank card.