Mauritius PRGF Portable Retirement Gratuity Calculator
Compute mandatory employer 4.5% monthly PRGF contributions, accumulated retirement fund balance, and past service gratuity liability (15 days/year) in Mauritian Rupee (MUR).
⚡ Service & Wage Presets
Employment Parameters
MUR / Basic WagePRGF 4.5% is calculated strictly on the contractual basic wage.
100% Employer Funded Mandate
Employees make zero payroll contributions toward the PRGF. The 4.5% fee is paid entirely by the employer to the MRA.
Gratuity Breakdown
Workers' Rights Act 2019: PRGF Mechanics & Legal Protection
1. Universal Portability
Before 2020, employees who changed jobs lost accrued retirement gratuities. Under the PRGF, accumulated contributions are deposited in a central individual account tied to the employee's National Identity Card (NIC).
2. 15-Day Past Service Rule
For service before 2020, the employer remains liable to pay 15 days of remuneration for every 12 months of service upon the worker's exit, calculated using the standard statutory 26-day monthly divisor.
3. Trigger Events for Payout
Gratuity balances become claimable upon reaching retirement age (60 to 65), permanent disability, liquidation of the enterprise, or payable to legal heirs upon the demise of the employee.
⚖️ Statutory Comparative Breakdown & Legal Framework
| Statutory Component | Regulatory Framework | Standard Basis / Rate | Computed Amount |
|---|---|---|---|
| Monthly Employer PRGF Contribution (4.5%) | Workers' Rights Act Section 86 | 4.5% of monthly basic wage into MRA fund | MUR 0.00 |
| Accumulated Future PRGF Capital | Fund balance managed by MRA | Contributions since Jan 2020 inception | MUR 0.00 |
| Past Service Liability (Pre-2020 Service) | 15 days basic wage per year of prior service | Employer direct gratuity obligation | MUR 0.00 |
| Total Combined PRGF Retirement Gratuity | MUR 0.00 | ||
Engr. Muhammad Shahzad
Verified Employment & Systems EngineerPrincipal systems engineer and labor economics modeler. Architect of statutory employment compensation algorithms for Mauritius, including Workers' Rights Act 2019 PRGF contributions, past service liabilities, and severance allowances.