INSS Mocambique 🇲🇿
Mozambique INSS Pension & Retirement Calculator
Estimate your monthly retirement pension (Pensao de Velhice) under Decreto n.º 51/2017 and INSS social security regulations in Mozambique.
Contribution & Retirement Inputs
MT
Media dos melhores 60 meses de remuneracões declaradas Mínimo para pensao vitalícia: 10 a 20 anos (120 a 240 meses)
INSS Mozambique Statutory Formula:
- Legal Retirement Age: 60 years (Men), 55 years (Women).
- Base 10-Year Rate: 30% of average reference salary.
- Annual Increment: +1.5% for every additional year beyond 10 years.
- Maximum Pension Cap: 70% of reference earnings.
- Under 10 Years Service: Subsídio de Velhice (Lump sum payment).
Pension Estimation Summary
Estimated Monthly Pension (Pensao de Velhice)
MT 0
Replacement rate: 0%
Pension Eligibility Status: Qualified for Lifetime Pension
Total Contributed Months: 0 months
Base 10-Year Replacement (30%): MT 0
Tenure Bonus (+1.5% per extra year): + MT 0
Annual INSS Pension (12 Months + 13th Bonus): MT 0
Subsídio por Morte (Funeral Benefit): MT 0
📊 Statutory Breakdown Matrix
| Statutory Component | Amount / Metric |
|---|---|
| Pension Eligibility Status | -- |
| Total Contributed Months | -- |
| Base 10-Year Replacement (30%) | -- |
| Tenure Bonus (+1.5% per extra year) | -- |
| Annual INSS Pension (12 Months + 13th Bonus) | -- |
| Subsídio por Morte (Funeral Benefit) | -- |
Statutory Source: Administered under Decreto n.º 51/2017 (Regulamento da Seguranca Social Obrigatoria) by Instituto Nacional de Seguranca Social (INSS Mocambique).
INSS Retirement Rules in Mozambique
Retirement Age Disparity
Under Mozambican social security legislation, female workers qualify for standard old-age retirement at 55 years of age, while male workers qualify at 60 years of age.
Subsídio de Velhice (Lump Sum)
Contributors reaching retirement age who have accumulated at least 60 months but fewer than 120 months of contributions receive a single Subsídio de Velhice lump sum calculated on their career contributions.