Nepal Salary Tax & Take-Home Calculator
Official monthly & annual take-home salary calculator under Nepal Finance Act 2081/82 (FY 2024-2025). Computes 1% Social Security Tax, 10%-39% progressive slabs, SSF 11%, CIT/EPF relief, and female tax rebates.
Salary & Status Details
Total monthly compensation including basic, allowances, and dear allowance
Under Finance Act 2081/82, SSF contributors are exempt from the 1% SST
Citizen Investment Trust / Sanchaya Kosh
Tax deduction up to NPR 40,000 / year
Max deduction NPR 20,000 / year
Net Salary & Tax Breakdown
Cash deposited directly to bank account each month
📊 Statutory Breakdown Matrix
| Statutory Component | Amount / Metric |
|---|---|
| Gross Monthly Remuneration | -- |
| Employee SSF (11%) Deduction | -- |
| Voluntary CIT / EPF Savings | -- |
| Monthly Inland Revenue TDS | -- |
| Annual Assessable Taxable Base | -- |
| Total Annual Income Tax Liability | -- |
| Effective Income Tax Rate | -- |
| Net Monthly Take-Home Pay | -- |
Nepal Income Tax Slabs for FY 2081/82 (2024-2025)
Under Schedule 1 of the Income Tax Act 2058 as amended by the Finance Act 2081 (2024), progressive tax brackets for resident individuals are structured as follows:
| Taxable Income Bracket (Annual) | Individual (Unmarried) | Couple (Married) | Statutory Tax Rate |
|---|---|---|---|
| First Slab (Exemption Ceiling) | Up to NPR 500,000 | Up to NPR 600,000 | 1% SST (0% if SSF registered) |
| Second Slab | Next NPR 200,000 (500k - 700k) | Next NPR 200,000 (600k - 800k) | 10% |
| Third Slab | Next NPR 300,000 (700k - 1,000,000) | Next NPR 300,000 (800k - 1,100,000) | 20% |
| Fourth Slab | Next NPR 1,000,000 (1M - 2M) | Next NPR 900,000 (1.1M - 2M) | 30% |
| Fifth Slab | Next NPR 3,000,000 (2M - 5M) | Next NPR 3,000,000 (2M - 5M) | 36% (30% + 20% surcharge) |
| Sixth Slab (Top Tier) | Above NPR 5,000,000 | Above NPR 5,000,000 | 39% (30% + 30% surcharge) |
Key Statutory Allowances & Deductions
- SSF / EPF / CIT Relief: Deductible up to the lower of 1/3 of total taxable salary or NPR 300,000 per year (extended up to NPR 500,000 for SSF participants).
- Life Insurance: Actual premium paid or NPR 40,000 per year, whichever is lower.
- Health / Medical Insurance: Actual premium paid or NPR 20,000 per year, whichever is lower.
- Female Tax Rebate: 10% direct reduction on net tax liability for resident individual female taxpayers with remuneration income.
Engr. Muhammad Shahzad
Principal Financial Systems Architect & Statutory Compliance Specialist
Lead software and systems architect specializing in high-performance browser computing, algorithmic validation, financial models, and zero-telemetry client-side privacy architecture.