🇵🇭 Statutory Contributions (RA 11199, RA 11223 & HDMF 460)
Philippines SSS, PhilHealth & Pag-IBIG Calculator
Compute updated 2024–2025 mandatory employee deductions and employer contributions for SSS (with WISP), PhilHealth (5% premium), and doubled Pag-IBIG (₱200 match).
💼 Salary & Membership Details
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📊 Statutory Deductions Summary
Total Employee Monthly Deduction
₱0.00
Annual Deductions: ₱0.00
Employee Share
₱0.00
Employer Share
₱0.00
SSS Regular + WISP (EE / ER) ₱0.00 / ₱0.00
PhilHealth 5.0% Premium (EE / ER) ₱0.00 / ₱0.00
Pag-IBIG HDMF Doubled (EE / ER) ₱200.00 / ₱200.00
Employees' Compensation (EC Fund) ₱30.00 (Employer only)
Total Government Remittance (EE + ER) ₱0.00
⚖️ Philippines Mandatory Government Contribution Matrix (2024–2025)
| Agency | Total Rate | Employee Share | Employer Share | Monthly Salary Caps |
|---|---|---|---|---|
| SSS (Social Security System) | 14.0% | 4.5% | 9.5% | Min MSC: ₱4,000 | Max MSC: ₱30,000 (WISP above ₱20k) |
| PhilHealth (Health Insurance) | 5.0% | 2.5% | 2.5% | Floor: ₱10,000 (₱500) | Ceiling: ₱100,000 (₱5,000) |
| Pag-IBIG (HDMF Fund) | 4.0% (Matched) | 2.0% (Max ₱200) | 2.0% (Max ₱200) | Max Monthly Fund Salary (MFS): ₱10,000 (₱400 total) |
📊 Statutory Comparative Breakdown Matrix
| Labor / Tax Statutory Metric | Calculated Amount |
|---|---|
| Primary Net Entitlement / Remittance | ₱0.00 |
📌 Everything You Need to Know About Philippine Contributions
- SSS & WISP (Worker's Investment and Savings Program): Under Republic Act No. 11199, monthly contributions for salaries over ₱20,000 are automatically divided into the Regular SSS program and the WISP provident fund, enhancing member retirement payouts.
- PhilHealth 5% Premium Rate: Mandated under the Universal Health Care Act (RA 11223), the contribution rate is 5% equally shared (2.5% each), capped at a monthly salary of ₱100,000 (max ₱2,500 employee deduction).
- Pag-IBIG Contribution Increase: Starting 2024, Pag-IBIG increased the Maximum Fund Salary from ₱5,000 to ₱10,000, raising the mandatory monthly contribution from ₱100 to ₱200 for employees, matched by ₱200 by employers.
MS
Engr. Muhammad Shahzad
Principal Financial Systems Architect & Statutory Compliance Specialist
Lead software and systems architect specializing in high-performance browser computing, algorithmic validation, financial models, and zero-telemetry client-side privacy architecture.