US Paycheck Calculator (Gross to Net Salary)
Calculate your take-home pay across all 50 US states. Computes Federal Income Tax (W-4), FICA taxes (Social Security 6.2% and Medicare 1.45%), pre-tax 401(k) deductions, and state income tax brackets.
Paycheck Details
Take-Home Paycheck
US Payroll Taxes Explained (FICA & Withholding)
FICA Taxes (Social Security & Medicare)
The Federal Insurance Contributions Act mandates that employees pay 6.2% for Social Security (capped at $168,600 in wages) and 1.45% for Medicare (uncapped). An additional 0.9% Medicare surtax applies on wages over $200,000.
Zero State Income Tax States
9 US states have no individual earned income tax: Texas, Florida, Washington, Nevada, Tennessee, Wyoming, South Dakota, and Alaska. Living in these states saves thousands in deductions each year.
401(k) Pre-Tax Savings
Contributing to a traditional 401(k) reduces your gross taxable wages for both Federal and State taxes. For example, contributing $5,000 saves roughly $1,100 to $1,500 in taxes immediately while building retirement wealth.
📊 United States Statutory & Payroll Breakdown Matrix (IRS & FLSA)
| Statutory Component / Legal Deduction Item | Calculated Amount (USD) |
|---|---|
| Primary Net / Statutory Payable Amount | $0.00 |
Engr. Muhammad Shahzad
Principal Financial Systems Architect & United States Federal & State Statutory Specialist
Lead software and systems architect specializing in high-performance browser computing, algorithmic validation, financial models, and zero-telemetry client-side privacy architecture.