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Zambia Mobile Money Fees Calculator

Airtel Money (*115#) • MTN MoMo (*115# / *303#) • Zamtel Kwacha (*344#) in Kwacha (ZMW / K)

Compare official transaction tariffs across Zambia's leading mobile financial platforms: Airtel Money, MTN Mobile Money (MoMo), and Zamtel Kwacha. Calculate agent booth cash-out charges, person-to-person (P2P) sending fees, and use the Reverse Net Send Calculator to ensure your recipient withdraws the exact cash amount in hand.

Official tariff schedule per mobile operator.

Reverse mode automatically adds booth withdrawal fees.

K

Single transaction limit up to K 20,000.

On-net transfers have discounted transfer fees.

Fee Summary & Total Transfer Cost

Agent Cash-Out Fee
K 25.00
Tier: K 1,001 - K 2,000
Total Cost Debited from Sender
K 1,535.00
Principal + Send + Cashout Fees
Net Cash in Recipient Hands
K 1,500.00
Booth cash received
Sending / Transfer Fee (P2P): K 10.00
USSD Fast Action Dial Code: *115#
Bank of Zambia (BoZ) Maximum Daily Limit: Tier 2: K 20,000 / day (Monthly: K 100,000)

📊 Zambia Statutory Breakdown Matrix (ZRA, NAPSA & Employment Code)

Statutory Component / Legal Deduction Item Calculated Amount (ZMW)
Primary Net / Statutory Payable Amount K 0.00
MS

Engr. Muhammad Shahzad

Principal Financial Systems Architect & Republic of Zambia Statutory Specialist

Lead software and systems architect specializing in high-performance browser computing, algorithmic validation, financial models, and zero-telemetry client-side privacy architecture.

Verified Profile & Methodologies →